Fall is upon us in Montgomery County! Now that the kids are back in school you have more time to focus on other important items like Insurance & Financial Services. 😊 We are here to help make insurance easy to understand so you can make informed decisions. Call us to schedule an appointment – we meet with customers in person and virtually!

Welcome to the Brian Limbaugh State Farm Agent office, proudly serving Hillsboro, IL and the surrounding communities. I have four years of experience as a State Farm agent and earned my degree in Marketing and Business Administration from Greenville University. That background allows me to bring a clear, practical approach to conversations about insurance, whether you’re preparing for a new stage of life or simply want to better understand your coverage options. My team and I work together to support customers with care, consistency, and attention to detail.

Our office serves Montgomery County, Bond County, and nearby towns including Taylor Springs, Gillespie, Greenville, and Carlinville. We also work with customers in Butler, Litchfield, and Saint Louis, and we proudly assist individuals and families throughout Illinois and Missouri. From reviewing existing policies to exploring new coverage, we take the time to walk through options so you can make informed decisions.

We offer a wide range of insurance products, including Auto Insurance, Homeowners Insurance, Life Insurance, and Renters Insurance, along with additional options to support different stages of life and business needs. Whether you’re protecting your vehicle, your home, or the people who matter most, we’re here to help you prepare with coverage that fits your situation. We’re always happy to provide a personalized quote and talk through next steps.

Outside the office, I enjoy volunteering, coaching sports, traveling, and playing golf. I’ve been happily married since 2009 and am a proud father to three children—Violet, Ellis, and Chandler. I’m also involved with the Central Park Committee, which reflects my commitment to staying connected and giving back to the Hillsboro community. I look forward to connecting with you and helping you feel confident about your insurance choices—go Hiltoppers! Reach out anytime to start a conversation or request your personalized quote.

Frequently Asked Questions (FAQs)

Q: What's an effective way to get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Serving Hillsboro and the surrounding area, Brian can help answer your questions.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. For personalized coverage in Hillsboro, IL, reach out to Brian.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Have questions? Brian in Hillsboro can walk you through your options.

Q: Do you need to carry insurance on your home?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Brian works with Hillsboro residents to find coverage that fits.

Q: What kinds of things does renters insurance protect?

A: Renters insurance can help cover your personal belongings, personal liability, and additional living expenses if your rental becomes uninhabitable due to a covered loss. Connect with Brian for insurance guidance in Hillsboro.

Q: What should I know about life insurance?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. In Hillsboro, you can count on Brian for personalized service.